Pre-approvals the way to go on this. Apply before you shop, through the humm app. Just tell us how much you’d like pre-approved (up to $10,000) or let us pick an amount for you. All you need to do is:

  • Share access to your bank statements for information to help us in our approval process.

Once approved you’ll get a barcode which indicates the maximum amount that you can spend. If you’re in store, simply show the staff your barcode and they’ll be able to access your magic number (AKA pre-approval amount!). Buying online for Big Things is coming soon. Remember, pre-approval lasts 60 days.